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What are the aftereffects of a bankruptcy?

Filing for bankruptcy can be a lifesaver for an individual or company caught in a bad debt situation, but it can also follow around after you later and impact on your life for many years. Prior to taking such a step, it is wise to research other available options to avoid a bankruptcy, if possible. […]

What are the different types of Bankruptcy?

What are the different types of Bankruptcy? There are four different types of Bankruptcy, Chapters 7, 11, 12 and 13, based on their respective chapters in the United States Bankruptcy Code. The type of Bankruptcy one would file depends upon their status, as well as other factors. An individual or business wishing to erase excessive […]

Things you need to know before filling for Bankruptcy

Filing for bankruptcy is a difficult decision. It affects your credit, your financial future and your pride. Every individual financial situation is different, and depends on the amount of debt and the ability to pay it back. If you are someone who has exhausted all of your financial resources and have no other options, filing […]

Repossession of assets under the law

Repossession is the act taken by the seller who, because of the debtor’s default in making payments under a specific loan arrangement, is allowed to go ahead and repossess the item or property. If you default on a loan or discontinue making payments, the creditor who has a right to own the item will mostly […]

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