Workman’s Compensation is available if you are ever in an accident that happens while you are on the job. If you are hurt on the job, your employer is liable to pay compensation.
The employer is not liable if any injury doesn’t result in the disablement of the worker in a period outside of three days. The employer is also not liable if the injury is a result of being foolish on the workers part, which could include: intoxication, influence of drugs, disobedience, unwilling to follow safety regulations at work.
There are lists of injuries that result in permanent disabilities, partial disablement, other injuries, and general injuries that fall under workman’s compensation. In general, if there is a loss of major parts of the body, you will get full compensation back. As the loss of extremities get smaller, such as a finger, the lower the compensation will be. The same goes for the amputation procedures.
The amount of compensation, when death is involved, has the amount of fifty percent from the injury of monthly wages of the passed workman. This can be multiplied by a factor, depending on your state. You could choose to have the total equal to the disablement resulting in sixty percent of the injury of monthly wages of the injured person that is then multiplied by a factor, depending on your state.
Another compensation you could receive is for permanent partial disablement. If this were to be a result of an injury, the percentage of the compensation would be percentage of loss of earning capacity due to the injury that occurred. With the injury, the compensation percentage you would be payable as if it were a case of permanent disability as long as it is appropriate in comparison to the assessment of the medical practitioner.
If there are injuries that happen in larger amounts, caused by the same incidents, the amount of compensation paid out will be the sum as long as any case will not go above the set amount payable from that set injury. To assess the loss of earning, the medical practitioner would have to look at the percentages of loss of earning in relation to other injuries that are specified.
Compensation will always be paid when it is due. If you have a case where the employer does not claim responsibility for making the compensation payments, they will be made to make provisional payment based on the amount of liability that he accepted. These payments will then be deposited to the Commissioner or the person receiving the payment.
If any employer were to default in paying the compensation within one month from the date of injury, the Commissioner can do one of two things: direct the employer to pay a simple interest at the rate of twelve percent per annum; or if there is no reason for the compensation delay, the Commissioner will direct the employer and insist that the employer pay an additional fee that does not exceed fifty percent of the amount due.