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Archive for January, 2008

Appeal Decision not Always Appealing to Small Claims

Saturday, January 12th, 2008

Appealing a small claims court case is allowed in many states, while in others the decision of the judge in such cases is indisputable. If you are interested in appealing, you should first determine whether the jurisdiction you initially filed the claim in allows for appeals. A simple telephone call to the Court Clerk’s Office will give you the information you need.

If the court you are dealing with does allow for you to file an appeal, you generally have a very limited time in which to file it. Some locations require appeals to be filed within as little as ten days while others accept filings up to thirty days after the initial judgment was made. In either case, you must not miss these deadlines if you wish to take the matter further.

You can obtain your application for appeal from the Court Clerk’s Office and there is another small fee that must be paid at the time you file the appeal request.

In some states a jury can be requested for small claims appeals. Other states only allow this if the claim is over a certain monetary value.

The majority of small claims cases are not successful in appeal. In some states and jurisdictions this type of appeal can only deal with what the small claims judge did in the first hearing of your case rather than revisiting your initial claim. If the judge made a ruling based on an incorrect interpretation of the law, then you may be quite warranted in appealing the first decision.

In other states and jurisdictions an appeal means that the entire case will be heard over again by another court and a verdict rendered. In the short time that you are allowed to file an appeal, you will want to determine which type of appeal is at your disposal for the area in which your case will be heard.

If you are simply unhappy with the judgment but there were no errors in the way it was handled, you may want to forego the extra effort and time to file an appeal. If you are very sure that you are in the right despite the ruling and you meet the legal criteria for the appeal, go for it.

Many appeal courts in this country will also make awards in small claims cases if they determine that an appeal was filed merely to delay action or to harass the other party. These awards can include compensation for legal fees and even transportation and accommodations for traveling to the appeal hearing.

If your case is in an area where appeals are allowed, you will want to determine if actually filing an appeal is worth it to you or not. Many people decide to appeal based on a strong feeling that they are right about the matter. Others appeal just because they meet the legal requirements and are allowed to appeal. Other people simply choose to accept the first judge’s ruling and move on. This is a personal decision and one you will need to think seriously about.

What To Include In The Prenuptial Agreement

Saturday, January 12th, 2008

If you and your fiancé are considering having a prenuptial agreement before you are married, there are many things that you should include in the prenuptial agreement. First off, ensure that both spouses have their own lawyers to look at the prenuptial agreement – this is to protect both of you and ensure that the prenuptial agreement is fair and legitimate. If you use the same lawyer, there is a possibility that the prenuptial agreement will not be held up in court if you get divorced.

Here is a list of what you should include in your prenuptial agreement:

  • Decide how the debts will be handled – both those incurred before the marriage and after the marriage.
  • Disclose to your lawyer all of your liabilities, assets, sources of income as well as any future assets that you can consider, such as an inheritance or gift.
  • Decide who will get the primary residence as well as any vacation homes in the event that one spouse dies or a divorce occurs.
  • Ensure that you state what will happen to each of the specific properties that you own, either together or separate. This includes antiques, accident settlements, jewelry, real estate and stock options.
  • Discuss the status of gifts or bequests that you get, either before or after the marriage. Under normal circumstances, these are separate properties, however some questions arise when a gift is given to the couple after the marriage. One primary example is a monetary gift for the down payment on a house that is given by one of the spouse’s parents.
  • Child support and any provisions for child support or custody will not be binding later should you get divorced, however you can allow for alimony/spousal support in the prenuptial agreement and come up with a figure that is reasonable for both the payer and the receiving spouse.
  • You should also set forth the beneficiaries of your retirement plans, pensions, IRAs, 401(k)s in the event of one of the spouses death or a divorce occurs.
  • You should also provide for children’s health insurance and cost sharing for health care for your children.
  • You should also include the state laws that apply to your prenuptial agreement and how a move to a different state will affect your prenuptial agreement.
  • You should also provide for your pets in the prenuptial agreement – who gets custody and if there will need to be visitation rights.
  • Ensure that the attorney’s who handled your prenuptial agreement are identified in your documentation. Ensure that each of the lawyers explains each of the provisions in your prenuptial agreement and that you understand what everything means. Never be afraid to raise a question about any of the provisions in your prenuptial agreement.
  • There should also be a clause in your prenuptial agreement that the person who challenges the validity of the agreement will pay the other spouse’s lawyer fees, regardless of the outcome.

How To Tell My Fiancé That I Want A Prenuptial Agreement

Saturday, January 12th, 2008

The decision to get married is a big one, but following that, there are other large decisions that need to be made as well. One of those decisions is whether or not you are going to have a prenuptial agreement. If you need to tell your fiancé that you want a prenuptial agreement, you are probably worried about the result and feelings of your fiancé when you tell them.

There are a variety of ways to approach your fiancé about a prenuptial agreement; however, it is important to remember to keep your fiancé’s feelings in mind. Chances are that if they aren’t expecting it, they may feel a little hurt. This is where your sweet talking comes into play a bit, although it really isn’t sweet talking, if you follow a few points of advice.

First off, you need to address the subject of a prenuptial agreement when the two of you are alone and in private. Tell your fiancé that you have a serious conversation that you need to have. Bring up the subject ensuring that you linger on a few key points.

A prenuptial agreement does cover assets, both yours and your fiancés. A prenuptial agreement is a two way street – it isn’t just about you and what you own, but rather what your fiancé owns as well. The most common reasons for a prenuptial agreement are common in second marriages, especially when there are children from another marriage. Prenuptials are also popular if there is a significant difference in each of the spouse’s financial resources and premarital wealth. Stay with these specific points – you can’t barrel into the conversation stating that you are the one with everything and make your fiancé feel like they have nothing. Contrary to the point, a prenuptial agreement is there to protect your assets, but it is also there to protect the assets of your fiancé.

The best way to tell your fiancé that you want a prenuptial agreement is to go with facts and figures. You should also insist that your fiancé have their own attorney, different from the one of your choosing, to look over and help with their side of the prenuptial agreement. There’s a lot at stake, and you want to make sure that the prenuptial agreement is just that – an agreement. If your fiancé feels under duress or strain to sign the prenuptial agreement you could find yourself with an invalid prenuptial agreement when you are divorcing.

It is hard to discuss the concept of divorce and death with your fiancé before you’re even married, but it is better to do so earlier, rather than later. These are tough decisions to make in some cases, and it’s much better to make them while you are still happy and in love and not under the emotional and financial stress of a divorce proceeding. Ensure that you really listen to what your fiancé has to say about a prenuptial agreement.

How to Find a Prenuptial Attorney

Saturday, January 12th, 2008

Deciding to get married is a big decision, and so is deciding on a prenuptial agreement for your marriage. One of the most important decisions is finding an attorney to draw up the prenuptial agreement. There are few points that you should consider when you are finding a prenuptial attorney.

The first thing is that you and your fiancé will each need a separate attorney. This is important for a number of reasons: if you both use the same attorney, there is a possibility that your prenuptial agreement will be invalidated if you get a divorce. Secondly, both you and your fiancé need to make sure for your own selves that the prenuptial agreement is fair for both parties.

It is hard to discuss the matter of divorce and even death before you are ever married. However, it is important that the prenuptial agreement is an agreement, one that both parties agree to and sign under their own free will. Otherwise, you could be opening yourself up for an invalid prenuptial agreement. If you both have an attorney to explain all the points and procedures of the prenuptial agreement, if you do end up in a divorce, neither of you can say you didn’t understand the agreement when you signed it.

You need to find an attorney that is local and close to you geographically. This is one of those legal documents that will likely require a lot of conversation and probably more than one draft as agreements are met and negotiations begin. This doesn’t have to be a long or arduous journey, and it need not be nasty – the purpose of a prenuptial agreement is to agree to the terms while you are not emotionally strained, as you would be in the middle of a divorce.

Secondly, you need to find an attorney that you trust and that specializes in family law. A family lawyer is the type of attorney who specializes in writing prenuptial agreements. You will want to find a specialist lawyer to help you with your prenuptial agreement, they are the best suited to ensure that the document that is drafted is as iron clad as they can get – this is what is best for both you and your fiancé – to ensure that the agreements you made at a time of happiness and less stress are the ones that you will be okay with should one of you pass away or if your marriage ends in divorce.

Prenuptial agreements are quite common in second marriages, especially when there are children from another marriage. Prenuptials are also popular if there is a significant difference in each of the spouse’s financial resources and premarital wealth. There are many reasons for a prenuptial agreement, and there are attorneys who specialize in writing them for the very reason of their popularity. No one goes into a marriage thinking divorce, however it is best to cover your assets and find an attorney to help you with your prenuptial agreement.

Do I need a Prenuptial Agreement?

Saturday, January 12th, 2008

If you have made the big decision to get married, you are quickly realizing that there are many decisions that need to be made. Other than the dress, wedding and reception, there is also a key legal decision that you should make with your fiancé – whether or not you need a prenuptial agreement.

A prenuptial agreement is a contract between two spouses before they are married to say how property will be divided in the event of divorce or death, but can also include other issues of marriage as well. Prenuptial agreements are common in second marriages, especially when there are children from another marriage. Prenuptials are also popular if there is a significant difference in each of the spouse’s financial resources and premarital wealth.

There are many benefits to having a prenuptial agreement. By working out some serious and difficult issues before you are married, you can avoid some major marital problems as well as time consuming, expensive and emotional litigation in the event of a divorce. Prenuptial agreements can also protect an inheritance to one of your children from another marriage. If you do end up getting divorced, the prenuptial agreement could potentially avoid you needing to go through litigation during your divorce proceedings because most of the difficult, key financial issues are already decided in the prenuptial agreement.

Of course, there are also some disadvantages to having a prenuptial agreement. The chief disadvantage is addressing the issue of a divorce with your fiancé before you are event married. There is also a possibility that the prenuptial agreement will not be upheld in court upon a divorce. Even if the prenuptial agreement is held in court, there’s no guarantee that all of the agreement will be recognized. The best example of a prenuptial agreement portion that may not be upheld in court is child support or child custody arrangements and issues that are addressed in the agreement. These issues are not binding in court because the child’s best interest will be the deciding factors.

There are other grounds for invalidating a prenuptial agreement. The main considerations for invalidation of a prenuptial agreement are:

One of the spouses was pressured into signing the prenuptial agreement and felt they had no choice and no bargaining power.
The prenuptial agreement was not fair or reasonable when it was created or when it is being enforced during a divorce.
The prenuptial agreement is one sided and it would be unfair for a court to uphold it.
One of the parties withheld important financial information from the other spouse at the time of the prenuptial agreement signing, or throughout the marriage.

Prenuptial agreements are becoming more and more common in today’s society, primarily due to the high number of divorces that are seen. People are also much more aware of the emotional impact and financial costs of divorce litigation in court. If you are considering a prenuptial agreement with your fiancé, it is best to seek out a lawyer, one for each of you, to help with the agreement.

Keeping Things Going on the Home Front: Power of Attorney – Travel

Saturday, January 12th, 2008

Planning on an extended vacation or long-term travel abroad? Chances are you will be leaving behind important personal, financial, and business affairs at home. Who’s hands will you put them in? The more property and profits you have at stake, the more necessary a power of attorney will be for you. You need a trusted agent to manage your affairs while you are gone; someone who will always have your best interest in mind, so that you can have peace of mind while you travel.

By simply obtaining a power of attorney document, you can then fill it out – hopefully with the guidance of a lawyer – and then get it notarized. Once you do this, your chosen representative will be given the power to handle your life at home while you’re away. But there is both general and special power of attorney: which is more appropriate when you’re traveling?

Well, before you determine what type of power of attorney is best, it’s advisable you get a good grasp of exactly what your agent will need to do and for how long. Be clear about this! Otherwise you risk turning over too much power and lending it to misuse or abuse.

It’s pretty common for a person to give their agent a general power of attorney when they travel. While this is a broad, almost omniscient power, it’s the most convenient for the traveler. Here are some of the powers that are usually granted:

· Handling financial decisions: bank deposits, misc. transactions

· Property and real estate: buying and selling

· Making purchases

· Dealing with insurance claims

· Investing in the stock market

· Filing taxes

· Operating business endeavors

If you plan on going away for months to years on end, a general power of attorney might be ideal. But note: it leaves a lot of room for mishap and if special power of attorney is sufficient, you should always chose that instead, as it is more limited. With a special power of attorney, you may simply grant your agent the ability to sell your house or collect debts for you while you are unavailable.

If you have any questions or concerns about the power of attorney, there are plenty of lawyers and legal services eager to advise you, but for a fee. But for such an important decisions, it’s almost always worth it.

Essentially, a power of attorney comes in handy while you travel, but you must be careful as to how much power you give away. The more interests you have at home, the more important this decision making process will be. Your agent must be a trusted and capable person who you have absolute faith in. After all, who can enjoy their time out of the state or country if they’re constantly worried about the finances or property?

Remember your options for health care and durable power of attorney, as well, as these address financial and health concerns that may rise unexpectedly. Specifically, if you become disabled or incapacitated, you can have a representative take your place in all your affairs with durable power of attorney.

The Mixed-Up Files of Power of Attorney

Saturday, January 12th, 2008

Documents for power of attorney are some of the most carefully eyeballed and processed in America; that’s because they are so very important. Unfortunately, filing power of attorney documents can be a complicated and delicate ordeal. Here is an introduction on how to grant an agent of your choice power of attorney.

There are more than a few types of power of attorney and each require different forms. There are three common power of attorney forms that folks tend to fill out: durable, medical, and limited power of attorney.

In order to file a power of attorney document, you will have to investigate your local legislature’s requirements. In the meantime, here’s a basic idea of what is usually expected of those who are ready to establish a power of attorney.

Now, before we continue, you’re going to need an attorney if you want to give a trusted agent power of attorney! You’ll need advice on what type of power of attorney is best for your situation and guidance in filling out the necessary documents. Your chosen agent will need some understanding about it as well and a lawyer who’s an expert on the issue is invaluable in this respect.

Here’s what a power of attorney form should include:

· Name and address of you and your agent

· A statement clearly defining what specific power your agent is granted

· Effective date/circumstance

· Dated signature

The principal, or the person granting the power of attorney, must sign this document – of course – but he or she must be competent at the time, or else the power of attorney can be rendered moot later on. In cases where competence is debatable, a physician may make an assessment.

You can also fill out documents to appoint a successor agent, someone who will take on the power of attorney in case your first choice falls through, for whatever reason.

Notarization is also key – otherwise, the power of attorney can be easily disputed. And that destroys the purpose of power of attorney!

Depending on the type of power of attorney you’re interested in, it will be either a great hassle or it will go swiftly. General power of attorney, as to be expected, is much broader and in effect, more consequential, so these documents tend to be dealt with differently than those for special power of attorney. There are many different forms out there for many different purposes. This is why you will need legal advice as you file power of attorney documents!

Fortunately, by simply prowling the Internet, you can find almost all of necessary forms. The best part is they are free. These at least can help you plan for the future and determine what type of power of attorney you need and what agent sill best use it.

Before you make any forms official, have a lawyer with knowledge of your jurisdiction review them. While filling out a form is important, it won’t mean that your best interests are guaranteed. That is up to your agent, so make sure your agent is someone who is incredibly capable and is also someone who you trust to fulfill your wishes.

Types of Power of Attorney

Saturday, January 12th, 2008

Whenever you hand over your power, you should be especially concerned about who you’re handing your power over to and how much power you’re handing over! A power of attorney may be just as necessary as it is risky, so in order to take advantage of this sometimes invaluable commodity, let’s take a look at the types of power of attorney.

First off: what is power of attorney? There might be a time when you are literally separated from your property and/or you are simply unavailable to take care of your important affairs. This is when you will need a power of attorney. The person you grant power of attorney is your agent and he or she must be somebody you completely trust to handle your property and affairs honestly, wisely, efficiently, and to your best interest.

There are two basic types of power of attorney.

General power of attorney

General power of attorney is practically all-encompassing and it is extremely hard to revoke. It’s rarely recommendable that you give your agent, no matter how trusted, a general power of attorney. Because once you do, your agent will be obligated to manage just about anything that you supposedly can’t do at the time the power is granted, but otherwise would do – like pay bills or borrow money, etc. A general power of attorney comes in handy in the most desperate situation where there truly is a “power vacuum.” Not only will you want to have complete faith in your agent’s intentions when granting general power, but you also must trust in his or her decision making abilities.

Special power of attorney

Special power of attorney is what is more commonly given to an agent, especially in the business arena. With special power of attorney, the agent has limited power to handle a specific task, like selling a car for instance. Special power of attorney happens to be easier to revoke than general power of attorney. You might be interested in granting a special power of attorney to an agent for health and/or financial purposes.

There are still some other power of attorney types, that while less common and more technical, may deserve your attention. They include: durable and springing power of attorney. Both of these powers of attorney can be added onto general or special power of attorney and they basically retain your agent’s power even if you become disabled or incapacitated.

Choosing your agent might be one of the most important processes you go through in your lifetime. The consequences will be tremendous and that’s why it’s so important to understand the different types of power of attorney. Remember that general power of attorney and durable power of attorney is not always advisable, as it takes a lot of your autonomy away and leaves you little room to fight back if your wishes aren’t honored. Special power of attorney makes a lot more sense, but there may be cases where you need your agent to have general power of attorney.

President Bush’s Affect on Personal Injury Law

Saturday, January 12th, 2008

In 2005, President George W. Bush signed a bill that would limit the amount of money that could be awarded in malpractice suits. It seems that medical malpractice has become a real money maker in the U.S., especially for legal professionals.

It has been debated for years now as to whether personal injury law in the United States should have limits placed on it. The United States has become a nation hungry for compensation through law suits no matter how large or small an issue may be. We have developed into a society that seems to have lost any other way to settle our problems and arguments or even our “accidents”.

Proponents of limiting the settlements allowed on personal injury law suits often explain that ceilings on settlements will have a very positive effect on the legal landscape in America. One of the most often cited example is that of health care costs. In a country where a huge number of people have little or no health insurance to pay for such necessary expenses, the cost of medical attention is rising higher and higher. Many feel this is due to the exorbitant cost to medical practitioners for their liability insurance, including their malpractice insurance. This is insurance these professionals are forced to carry in order to protect themselves against large lawsuits. It may very well be that if the Doctor’s expenses go down, he or she may be able to provide services for less.

Another reason many (including President Bush) feel that settlements should have limits is to reduce the strain on the American justice system. Many personal injury suits are filed by people who have been in an accident and are lead to believe by the ever present television commercials that the first person they should be talking to is a personal injury lawyer. These people seem to live in a black and white world where the word “accident” no longer has a meaning. Such law suits are considered frivolous by many in the legal field. They do, however still exist and put a huge strain on the whole system. Because everyone has the right to legal recourse in such matters, many simply file in hopes that they win big (as though it were a lottery rather than a legal proceeding based on facts).

President Bush and others who support limiting legal awards in many cases have also listed limits on punitive damages awarded and limits on non financial damages awarded as a further measure to be taken. “Pain and suffering” has practically been stretched beyond any plausible reality in many lawsuits now and this would reduce the elasticity of such claims into the future.

While it remains every person’s right to pursue justice in the United States through the legal system, President Bush and other proponents of limited awards are making an effort to bring some reasonable limits back into play now that personal injury law suits have become so abundant now.

Getting Second Opinions on Personal Injury Without Risking Damage to Your Case

Saturday, January 12th, 2008

If you have been injured in some kind of accident or other circumstance and feel that you want to pursue the matter in a personal injury case, there are some things you must take care of first.

Health is very important and any injury that warrants a visit to the Doctor should not be delayed. Seeking medical attention when you are hurt is simply a smart thing to do.

If you seek medical attention and the matter is taken care of, you may then think about all the factors in the case and determine whether you want to pursue compensation from the other party. This is generally done simply by contacting them and discussing the matter and letting them know that if you did have any out-of-pocket medical expenses that your insurance did not already cover. Many people do not choose to pursue the matter any further.

If you are not happy with the outcome of your visit to the Doctor, however, you may wonder whether you should seek a second opinion. Whether or not you choose later to pursue a personal injury suit, your first thought should be for your health and wellbeing. As in any health matter, if you feel the need for a second medical opinion, you should always seek one. The most important matter is not whether this will damage any chances you may have in a personal injury suit, but your health! If you were sure your arm was broken and your Doctor didn’t think it warranted even so much as an x-ray, wouldn’t you be a little concerned? Injuries from incidents that may later be law suits are no different than injuries sustained in any other way! Get a second opinion because your health is the most important factor here.

Clearly, you would not risk your health for the sake of some kind of monetary carrot dangling at the end of a rope in front of you. You should never, ever fail to seek medical attention or even second (or third) opinions simply to as to avoid damaging any law suit you may be considering.

While many personal injury firms come on your television set several times a day loudly letting you know that you “should” be compensated for every thing that ever happens to you, law suits are not always in order and many people choose not to see them as a way of dealing with what life has thrown at them. On the other hand, many people are able to use a personal injury law suit to get insurance companies to pay out on claims that should have been covered but were rejected.

Everyone’s case is unique but one thing is true for all of them. Getting to a Doctor or two to take care of your medical needs should never come second. If you have a lawyer who tells you not to see your doctor, get a new lawyer.